non-performing asset

non-performing asset　非营运资产　

Lease or loan where the（1）lessee or borrower is not making timely payments，（2）payments are no longer anticipated or，（3）maturity date has passed without fulfillment of the agreement.In such cases，the lessor or lender may allow some time（typically not exceeding 90days）before asking for additional collateral，demanding the full payment of the balance，or taking repossession or foreclosure action.